Personal Insurance

The value of good insurance doesn’t become apparent until you really need it. Whether it’s a minor claim or a more substantial loss, it pays to have insurance coverage you can count on.

  • Homeowners

    Provides coverage for your home and personal property for loss by fire, smoke and theft, among other perils. It also provides personal liability coverage for bodily injury or property damage caused by your negligence.

  • Mobile Home

    This policy provides coverage for your mobile home and its contents. Our carriers’ policies also include liability coverage.

  • Condominium

    Covers your personal property and provides personal liability protection. Also provides coverage for improvements to your unit.

  • Renter’s

    Covers personal property and has liability coverage for tenants.

  • Flood and Earthquake

    These coverages are excluded by the standard homeowner policy. A separate policy is required, and we have several carriers who can write this coverage.

  • Personal Umbrella Policy

    This excess liability policy extends above the limit of your homeowner’s and auto policy, should the limits under those policies be exhausted.

  • Automobile

    Some of the coverages provided are for damage to your vehicle caused by collision, fire, theft or vandalism, injuries to you and your passengers, and bodily injury and property damage to others.

  • Boats and Personal Watercraft

    This policy contains coverage for physical damage and liability on any type of craft – from a 50′ sailboat to a jet ski. Includes losses to the hull, trailer, and motor.

  • Recreational Vehicles

    Specific policies are available for snowmobiles, ATVs, motor homes and travel trailers.

  • Package Policies

    Most of our carrier’s write the auto, homeowner’s and umbrella policy on one policy with one bill. This can provide comprehensive coverage and ultimate convenience, as well as significant package discounts.

Get a Quote or call for a quote at 970-247-1555